To make your move to an elegant retirement lifestyle in a beautiful new apartment in Finch House a reality, we’ve brought together our Platinum Skies’ Shared Ownership scheme, and our hassle-free Platinum Exchange scheme.
It means that before you know it, you could have the home of your dreams in this exquisitely renovated Grade II listed building, enjoying a fulfilling lifestyle as part of the vibrant Chapters community in the heart of historic Salisbury.
The benefits:
Part-exchange
Stress-free moving
Flexible smart ownership
Release capital from your current home
Apartments at Finch House are available to purchase through Platinum Skies’ Shared Ownership scheme, and quite simply, it makes owning a unique property at Finch House effortless.
With a Platinum Skies property at Finch House, you purchase a share that you can afford – typically 50% of the property’s value – and thereafter pay a low rent on the remaining share.
By paying only a proportion of the full market value, you can move into a beautifully appointed apartment in a vibrant community and enjoy a fulfilling lifestyle in a gorgeous location.
Additionally, you’ll retain ownership of your property, benefitting from a secure asset that could well appreciate over time. In the process you’ll be able to free up equity from the sale of your current home. It really is as straightforward as it sounds.
Afford a high-quality home that’s right for you
You choose how much you can afford to pay
Your equity is unlocked, to provide for your future
Maximum value for money with no hidden charges
Rent is set in accordance with Government guidance
Capped rent increases to a maximum of 6% per annum
With Platinum Exchange, you can move into your new home at Finch House even before you have a buyer for your old property. So you won’t have to worry about when your old property will be sold or when you can move into your new home.
We’ll part-exchange your old home for your beautiful new home at Finch House, regardless of your old property’s age, condition or location. With Platinum Skies, you’ll receive full market value guaranteed, with no agent or legal fees to pay.
This means you could secure and move into your new home at Finch House in as little as two weeks and before your old property is sold.
We’ll take care of everything – including packing, removals and unpacking – so you can enjoy a simple, stress-free move.
We help you from start to finish – looking after the property until it's sold and getting you full market value.
When you buy a Finch House property, you can choose to purchase a share - typically 50% - and then pay rent on the remaining share. This can be paid from your pension or by investing spare capital from the sale of your current home. And because you only pay for a portion of your new home’s full market value, you can use the capital you free up for the things that matter most, like looking after yourself and your loved ones. Most importantly, you retain ownership of the property, so you’ll still benefit from a secure asset, and the value of the property could appreciate over time. This is less ‘shared’ ownership and more ‘smart’ ownership.
Also known as shared ownership, it’s a flexible and affordable alternative to outright purchase, with all the benefits of ownership. You purchase a share in the property and pay rent on the part you don’t own. This can help you to unlock money from your old home to support you now and in the future.
Properties at Finch House can be purchased on a shared ownership basis so that you would own the proportion of your home you choose to buy.
Our rental prices are set in accordance with Government guidance and are based on the percentage you own. There will be an annual rent review on the date specified in your lease, which will be indexed to movements in the Retail Price Index (RPI). No matter what happens with inflation, rent increases are capped and will not rise by more than 6% per annum.
Part Exchange enables you to secure your new home even before you have a buyer for your old property. We will sell your existing home for you, whilst you get settled into your new home. Once your previous property is sold, the balance is returned to you.
With Part Exchange, we will manage and look after the process of selling your current home from start to finish. We will get full market value for your property, and will take care of dealing with estate agents, solicitors and buyers for you, so you don’t have to worry.
One of the benefits of Part Exchange is that you could secure your new home at Finch House, and move in quickly before your old property is sold, knowing that we will take care of everything. No delays, no worries about finding a buyer. We’ll even take care of the packing, removals, and unpacking.
Once your old property is sold, the purchase price of your new home at Finch House is paid from the proceeds of the sale, and the balance is returned to you. Our team are on hand right through the process and will take care of all the administration for you.
This is a truly unique opportunity to secure a comfortable and superbly appointed apartment in a beautiful, Grade II listed building and enjoy being part of a thriving community in the very heart of historic Salisbury.